The IBM Security Risk Based Authentication Solution integrates IBM Security Trusteer Pinpoint Detect and IBM Security Access Manager to help block fraudulent and high risk transactions. It does this without having to modify existing backend applications. The solution combines transparent evidence-based fraud protection and user access management – all in real time.

When end users are accessing an online banking application, they are expecting a smooth and secure banking experience. The solution analyzes session information and correlates user behavior and device attributes – creating evidence-based security recommendations in real time. Its identity analytics and risk assessment process form the basis of the returned recommendation.

The IBM Security Risk Based Authentication Solution:

  • Enables real time information to become an integral part of the IBM Security Access Manager (ISAM) flow
  • Allows the creation of organization-specific rules
  • Facilitates audits and actively assists in blocking fraudulent and high risk transactions – identifying fraud based on actual risk